Online Shopping

Shopping is one habit most girls like.  We like strolling in the malls, going to different boutiques, compare prices, take advantage of bargain or sale etc.  It's really fun to shop. 

Have you ever tried shopping online?  Well, me personally I haven't.  But they say it is more convenient and you will be able to see more things.  You don't need to go to the hassle of traveling and walking the mall.  You don't need to fix yourself and you can take a break anytime.  They say you can get a lot of Awesome Deals online like discounts and some offer free shipping. Maybe I will try it sometime.

Internet Fraud

While checking my email I noticed that I have 5 spams. In my gmail account I rarely get spam emails unlike in yahoo. When I take a peek on it, it gives me an excitement because of the subject.

The Global Award Programme.Therefore you have been approve for a lump sum payout of (£950.000.00 GBP) by your E-ID send your details

Name:.......................
Address:....................
Country:....................
Occupation:................
Phone Number:...............

Yours faithfully,
Mrs Joan Thomas

But then my instinct made me think that this could be one of those internet fraud. So tried to search online and find this website http://www.data-wales.co.uk/nigerian_lottery.htm .

These were the emails mention deborah.wende@bellnet.ca, jerry.smith008@btinternet.com, info@lotto.org

I don't know what they will do with my contact information just incase I reply to it. Or maybe if I reply to it they will ask for money for me to get the said amount. Anyways, just be careful guys not to give out your personal information to anyone. Beware of internet fraud.

Having Faith in Midst of the Impossible

Faith, believes in things that is unseen, like believing in God. We actually have faith on a lot of things that we maybe are not aware of. Example, sitting on chair believing that it can take our weight, riding a bus or jeep believing that it will bring us safe to our destination, eating food in restaurant believing that it's clean and would not cause any disease etc. How is your faith in God? Or do you have faith in Him? Do you only worship and give thanks to Him when everything is smooth in your life?

I think it is human nature to only pray when things are not doing right. We must change that attitude and learn to pray no matter what the situation is. Most of the time we pray more often when we are having difficulties in life. If everything is all right we just say "Thank you, Lord or forget about Him. We tend to relax and think that everything is under control.

How do you think we can improve our faith with God? Romans 10:17 (King James Version) says "So then faith cometh by hearing, hearing the word of God." If you don't know God's word or I would say God's promises how would claim it or believe in it. We should do our part as children of God. This is what I learned last Sunday service. We should KNOW God's word, BELIEVE in God, OBEY God and PRAY with thanks giving.

True faith is tested in times of trial. Let say you are praying for healing of your love one but instead God take him away, you are praying for financial help but it seems like its getting worst and you are losing more, you are praying for your husband or wife but instead they betray you and leave you for someone else. When God says no to your prayer, how do you react? Do you blame God or do you still continue worshipping and praising him?

"Shall we accept good from God, and not trouble?" this is Job's answered to his wife when he was told to curse God and die. Right now I am having financial problem. My husband doesn't have a job, I am thinking of hospital bills when I give birth this coming July, how will be able to survive for 2 months during my maternity leave when I don't have income, my credit card bills, enrollment of my son this coming June... etc. Though I am not getting enough sleep, sometimes I am not feeling well, my back hurts due to pregnancy I couldn't afford to absent because of our financial needs. A lot of times I wanted to give up but I know there is no escape and things will not get better if I will not be strong enough to face this trial. I also don't want my kid to suffer if I give up. After the service, it was then I realize I was having a very big burden because I am carrying all of these all by myself and forget about God. I walk on my own ways, look for my own solution and forget that there is a big God who is bigger than my problem.

I pray to God to forgive me for neglecting Him and I know we will be able to surpass this trial. No matter what happen I don't want to lose my relationship with Him. I know God's in control and He knows what is best for me.

Handmade Batik Online Store

Are you familiar with batik? You may not know it but I am sure you have seen one somewhere. It is a wax resist dyeing technique in textile, which is an ancient tradition in Java Indonesia. Some of the finest batik cloths are still made there.

On the left is a picture of a batik bed cover. I saw this in one of the Batik store online. I like it because of its simple design and also the fact that green is my favorite color. Its only $65.99 and it includes one bed sheet, two pillows and one bolster cover.

Try to browse their website at http://www.krafonline.com/ and see their other designs. They use batik in different items like shirts, bags and pouches, stationery, scarves and ties, gifts and souvenir items and house-holds items like bed cover and table set.

If you are interested in any of their items you can use this coupon code, crafty, and get 10% on your purchase. Don't miss this opportunity. For entrepreneur or those who wanted to start business in selling batik items you can contact them for bulk orders. For their latest announcement and product updates you can also visit their batik blog.

This shoe is one of their products that you will find in their store in the next few days.

Nursery School

My little boy is 3yrs old going 4 this coming June. I would like to enroll him in nursery but I was thinking if it's worth it. Tuition fees now for a private school are really expensive and other says that it's better to do home schooling.

I wonder what nursery students do in school. David already know how to count from 1-10 and sing the ABC. I was thinking he would learn how to write, color and socialize with other kids and maybe do a couple of singing and dancing. Preschool now have nursery, kinder and prep unlike during my days you just enter kinder then you can start grade 1 or sometimes you can start at grade 1 right away.

It amazes me that nursery has a computer subject because I only study computer I guess in high school. We might visit Saint Benedictine School near our house this Monday and probably enroll him for this coming school year. I am excited about it though my pocket is not, I hope this will help David learn new things and improve himself as an individual.

Who Celebrity Tweets

Citifinancial 24-hours Loan Application

Yesterday I went to CITIFINANCIAL in Imus to inquire for their 24-hours loan application. I guess because I have a Citibank Credit Card and don't have any record of delinquent payment I was given an approval that same day.

Their service is too fast... there is no question about it. But the thought of having a big amount of loan gives me a combination of both joy and fear. Joy because of getting the money that I need and fear not able to pay it and get harass by their collecting agents.

I've read a lot of complaints and harassment over the internet especially those who have loans with Citifinancial.

Below are some of the forums about their experiences.... kinda scary...

CitiFinancial - Mga Bastos
Collection Agency Harassment
Credit Card Delinqency
Walang Konsensya

Those agents treat you like criminals and they will even send people to your house to scare you. They will even call your office and even harass you co-workers and make a shame of you. My mom have the same experience with those people when she retired from work but after few months of harassment my mom decided to talk to the attorney and settle the bill. She was given an amnesty.

I hope I will not experience those horrible stories I've read on the internet and be able to pay my loan on time.

Loan Application

I am about to give birth and I need to have some money to cover the expenses. I had a cesarean operation with my first baby and probably I would under go the same operation. Although I will be able to get financial assistance from SSS that is not enough to cover everything. I also need money for the 2 months of leave with out salary. Haaays!!!!

I was able to get a loan before from GE Money when I was still working for Dell Intl. Services. It is actually offered to employees with at least 1-year of employment. They'd give loan at a smaller interest. I resigned after 1-month when the money was released so I decided to return it instead of paying it with the original interest rate which is almost double of the discounted rate.

Since I was approved before I decided to reapply with the same bank. 3 weeks later after the submission of requirements, I did not hear from them. I called their hot line and I find out that they don't have a record of my application. Waaaa!.... so I am waiting for nothing.

I will try my luck with Citifinancial. I checked online and it says there that you can get the result in as fast as 24-hours. For Citibank credit card holders the only requirements are copy of the latest 2 months of your credit card bill and a photo copy of the card. I will try to go there maybe later this morning or within the week.

Online Dating for Miami Singles

Still single and love less? If you are from Miami and looking for your prince charming or princess then don't miss this opportunity.

You can experience Miami dating absolutely free.  You can create a profile and browse for singles in Miami at no charge at all.  Join now and find your soul mate online. 

Broken Camera

It was a Sunday and it's our family day.  Most of the time after attending church service in CCF Alabang we would eat somewhere usually Jollibee (my little boy's favorite) and stroll in the mall.  I decided to bring my camera that day so that I can take pictures of us.  

My mom, who always attends church with us, said we could visit Pag-ibig even on Sunday, so that we can see the house improvement loan being offered by the subdivision where I bought a house.  Their office is in Baclaran.  We rode a jeep going there and because we are on a hurry we did not notice that the jeep's signboard is not Baclaran Coastal.  The travel is longer in the middle of the hot sun and to our catastrophe, the jeep also have a flat tire.  It did not stop to have it vulcanize but I think we stop for at least 5 times to put air in it. Haaaysss @_@!

After I think an hour of travel or more we arrived in Baclaran.  Engr. Raven showed us different plans and designs that can be down in our house.  It also includes some sample pictures.  It was very interesting.  My husband and I like the idea of having one room in the atique and extend the kitchen.  We might apply for this house improvement and by God's blessing hope to move there by next year. Yehey!

After that we went to SM Mall of Asia.  The place is too crowded as usual because it's a weekend.  We decided to stop by at Pizza Hut and have something to eat.  While waiting for our table I took my camera out.  Too my surprise the LCD is broken! I can't believe it because I actually used it last Friday and I don't remember any incident that my camera falls or something.  The LCD is so bright that you can't see image on the screen and there were some lines.  My camera has a hard casing as well to protect it. Huhuhu!

I bought the camera as a gift to myself last Christmas and I am still paying for it.  I think it does have a 1-year warranty so I will bring it to Casio Service Center, which is very very far from our home.  When I look in the box their service center is in Quezon City.... waaaaaa.  I hope they would fix my camera under the warranty.  It quite saddened my weekend. :-(