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Saturday, September 25, 2010

Citibank Consolidation

Yesterday East West Bank called me again asking me to send her a photocopy of one valid ID. I told her I changed my mind and I no longer want a new credit card. She told me it is already in the mail and told me to accept the card so that she will not get charge. She ask me not to activate it instead when I receive it. I wonder if its already in mail then why is she still asking for a valid ID. I also read online that some cc are already activated when delivered. If its already in mail then I might activate it, hehehe, but still thinking about it. 

I have 2 cc from Citibank and both of them already reached the limit. As much as I want to pay but what's happening is every time I made a payment I use it again. It is because I really have a lot of payables and is having problem budgeting. I no longer need to discuss what are my other payables but you know sometimes in your life you just find your self with too many debts and don't know what to do. I've read a lot stories about the harassment being made by the collection agencies. I don't want my account to be transferred to those collection agencies. I've read online some people who had called their bank and was able to have an easier payment scheme for their cc. I don't know if Citibank offers that. Anyway before I wrote this post I already send an email to their customer service which I always get a prompt reply. I will share with you guys if they offer me any consolidation. I hope they would.

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